Consumer Proposals

Negotiating with creditors can be one way to deal with financial difficulty. A Consumer Proposal, for example, can be an effective strategy when you are unable to deal with debt, but have some ability to pay off your creditors. Tailored specifically to your particular circumstance, a Consumer Proposal gives creditors the opportunity to recover at least a portion of their losses, by enabling you to make payments that are realistic, given your situation.

Smith Cageorge Bailey, Inc. can help evaluate your situation and your ability to pay creditors. We can work with you to negotiate with creditors, formally and informally, to help solve your current debt situation.